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Bihar Student Credit Card Yojana 2021

Bihar Student Credit Card Yojana


Interested beneficiaries of the state who want to apply for higher education under this scheme, then they can apply online by visiting the official website of the scheme. To implement the BSCC scheme 2021, the government also established the Education Finance Corporation. So that this student credit card scheme can be successfully run in the state. This Bihar Student Credit Card Yojana 2021 was introduced as a measure to encourage the students of the state for higher education in a good effort to increase the Gross Enrollment Ratio of 14.3% to the national average of 24% Dear friends, today we are going to provide you all the information related to this scheme like application process, eligibility, documents etc. through this article.



BSCC YOJANA

As you know that there are many such youth in the state who want to get higher education but due to financial constraints they are unable to get it and are deprived of their right direction. For the benefit of Bihar Student Credit Card Scheme 2021 has been started. Under this scheme, a loan of up to Rs 4 lakh will be provided by the bank to the students of the state to get further education after 12th. Students and girls studying through BSCC scheme 2021 will get a chance to grow. Through this scheme, financial assistance is to be provided to the students from the banking system. Through this scheme, students will be successful in getting employment along with higher education.

STUDENT CREDIT CARD YOJANA BENEFIT

Loan facility is provided to the students studying in Bihar through the scheme. Through this scheme, a credit card is provided to the children through which they can withdraw an amount up to ₹ 400000 for their education. Till now many children have got benefit under this scheme. There is no need to give any kind of guarantee to the children to get the benefits under the Bihar Student Credit Card Scheme. So far about 86544 students have been given loans for education under this scheme. For which an amount of ₹ 1086 crore has been spent by the government till August 2020.

Through this scheme, poor children of the state will be able to get good education without worrying about financial constraints by getting loans. If you also want to get the benefit of this scheme, then it is mandatory for you to be a permanent resident of Bihar and 12th pass.
This has been announced by MLC member Neeraj Kumar.
He also informed that 33% reservation has been made by the government for girl students in medical and engineering colleges.


Under this scheme, those who have passed their Intermediate / 12th class from institutions recognized by the Government of Bihar. And they want to get higher education in higher education like graduation, BA, B.Sc etc., then they will get loan up to Rs. 4 lakh by the government. will be provided in the form of financial assistance.
Under the Bihar Student Credit Card Scheme 2021, no interest will have to be paid for taking student loans.
The benefit of this scheme will be for those students of the state who are basically from poor background and eager to complete their higher education.
In this loan, the fees of educational institutions will be included as well as expenses related to food and material.
Under this scheme, the students of the state will get rid of financial constraints and their standard of living will rise. Students can also apply online to take advantage of Bihar Credit Card Scheme.
Under this scheme, the state government provides education loan up to Rs 4 lakh to 10+2 passout students at 0% interest rate.

You can avail the benefit of Bihar Student Credit Card Scheme for 42 courses
Bihar Student Credit Card is proving to be very beneficial in providing higher education to the economically weaker children. Through this card, children are able to get financial help from the government for pursuing higher education. Through this scheme loans are provided to the children of graduation, MBA and other courses. So that he can get higher education.

The amount of loan received through this scheme can also be paid by the students for laptop, coaching fees, hostel facility and book fees. All those students who want to get the benefit of this scheme have to apply online. Under this scheme, an interest rate of 1% has been fixed for girl students and an interest rate of 4% has been fixed for students.
Apart from this, more concession in interest rate will be provided to disabled students. Loans are provided for 42 other courses like BA, BSc, BCom, MA, MSc, MCom, MBA etc. through Bihar Student Credit Card Scheme.

Student Credit Card Scheme Course List

BA, BSc, B Com
BCA, BSc IT, Computer Application, Computer Science
B.Sc Agriculture
BSc Library Science
BSc, BHMCT, BTech, Hotel Management
Diploma in Hotel Management
BTech, BE, BSc
B.Sc Nursing
Bachelor of Pharmacy
BVMS
BAMS
BUMS
BHMS
bds
GNM
Bachelor of Mass Communication
BSc in Fashion Technology
Bachelor of Architecture
B.P.Ed
BEd
MSc, MTech
Bachelor of Physiotherapy
Bachelor of Occupational Therapy
Diploma in Food Processing, Food Production
Diploma in Food and Beverage Service
BA, BSc, BEd, Integrated Course
BBA
BFA
Diploma in Food, Nutrition, Dietetics
MBBS
BL, LLB
Alim
Shastri
B.Tech, BE, (Enrolled in three year Diploma in Institute recognized by State Level Education Council)

Eligibility of Bihar Student Credit Card Scheme

Applicant should be a permanent resident of Bihar state.
The educational institution from which the scholar belongs should be recognized by the relevant regulatory authority of the state or central government.
Under the Student Credit Card Scheme 2021, loans will be given to the student for higher education for general courses, technical or vocational activities.
Under this scheme, the students of the state should be 12th pass.
Documents of Student Credit Card Scheme 2021
Aadhar card of the applicant
pan card
10th and 12th certificate and mark sheet
Certificate of Admission in Higher Educational Institution
2-2 photos of each of the student, parent and guarantor
Address proof
family income certificate
Two photographs of the applicant and his co-applicant
bank account passbook
Six months statement of parent's bank account
mobile number
Identity Card of the applicant (Aadhaar Card, Passport, Voter ID Card, Driving License etc.)

HOW TO APPLY BIHAR STUDENT CREDIT CARD 

First of all the applicant has to go to the official website of Education Department, Planning and Development Department and Labor Resource Department. After visiting the official website, the house page will open ahead of you.

On this home page, you'll see the choice of latest Applicant Registration, you've got to click on this feature . After clicking on the choice , subsequent page will open ahead of you on the pc screen.

On this page, you'll open the registration form, during this form you'll get all the knowledge asked by you wish applicant's name, email id, aadhar card number, mobile number, if the appliance has been made up of Vasudha Kendra then click on YES otherwise select NO

Please enter the OTP sent on your mobile*, Please enter the OTP sent to your email ID. etc. to be filled.
After filling the private details, you've got to submit. After submitting, other 3 options will open ahead of you. 

Out of these three options, you have to select the option of Student Credit Card, after which a new application form will open. After which the application form will open. You have to fill in the asked information and details. 

Then you've got to submit it using the submit button.
After submitting the appliance form, students are going to be given a singular number . This unique ID number are going to be sent to their mobile number and e-mail ID.
Students will also receive PDF copy of submitted application form and details of required documents on their e-mail id. 

The application form and documents will be required at the counter.
After which the applicant students and girl students will be informed on their mobile number and e-mail id on which day they have to go to the counter, where the rest of the process will have to be completed.

HOW TO CHECK BIHAR STUDENT CREDIT CARD STATUS

First of all you've got to travel to the official website. After visiting the official website, the house page will open ahead of you. On this home page you'll see the choice of Application Status.

You have to click on this option. After clicking on the choice , subsequent page will open ahead of you.

On this page, you will see the form to see the application status, you will have to fill all the information asked in this form like Registration ID or Aadhar Number, Date of Birth, Captcha Code etc.


After filling all the knowledge you've got to click on the submit button. After this the appliance status will appear ahead of you.

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